First Time Buyers

Buying a house is one of the most important purchases you are likely to make and buying your first home can be even more of a daunting prospect. With so many factors to consider, some you may not have even thought about, it can be difficult to know where to start looking for your first mortgage. This is where DWM Mortgages can help with easy to understand and service you can trust.

Where to begin

Speak to us today as we offer free initial mortgage advice with no obligation, if there are fees applicable later in the process, we will always be upfront, nothing will be hidden from you. We will guide you through the whole process from start to finish and find the best way to get you on the property ladder.

 

Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

How do I know what I can borrow?

This will depend on a number of factors including your income, the amount of deposit you have and monthly outgoings. As lenders across the market tend to calculate slightly differently to each other there is not a set rule that applies to all. We can help to work this out for you and give you a good idea of the sorts of deals available and all the costs associated as well as the important amount you can borrow. This means there is no disappointment later in the process as it is clear what your mortgage capacity is from the outset.

 

Once the best lender is recommended for your situation, we can do a Decision in principle with the lender. Most estate agent will require this when you submit an offer. We aim to turn this around the day it is requested and can then issue a Decision in principle certificate and are happy to speak to estate agents if required, this will provide proof you are in a position to proceed.

 

We will be here through every step of the way to make sure you understand and get the best deals for your first home, from the initial advice to full application and then on to completion. You will always have someone here for support.

Mortgage & Protection Advisors

Searching for the ideal mortgage, insurance, solicitor or generally managing your wealth can be a daunting experience.

As an independent broker our services & advice are impartial in helping you find the perfect financial solution that suits your needs…  Enter your details below & we’ll be able to get you on the right track straight away!

    We offer free expert advice, with no obligation!

    how much are you looking to borrow?

    use our mortgage calculator

    Our mortgage calculators and tools are designed to help make things easier for you. They’ll give you an idea of how much you could borrow and see how changes to your mortgage could affect your repayments.

    Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

    Mortgage & Protection Advisors

    Searching for the ideal mortgage, insurance, solicitor or generally managing your wealth can be a daunting experience.

    As an independent broker our services & advice are impartial in helping you find the perfect financial solution that suits your needs…  Enter your details below & we’ll be able to get you on the right track straight away!

      We offer free expert advice, with no obligation!